Residential Mortgage Financing / Real Estate

Kilpatrick & Associates handles all facets of mortgage default servicing, including:

Bankruptcy

  • Chapter 7: Reaffirmation agreements and motions for relief from the automatic stay
  • Chapter 13: Plan review, objections, confirmations, motions for relief from the automatic stay

Loss Mitigation/Default Servicing

  • Judicial Foreclosures
  • Non-Judicial Foreclosures/Foreclosures by Advertisement
  • Alternatives to Foreclosure: Loan Modifications, Short Sales, Deed-in-Lieu of Foreclosure
  • Eviction
  • Prosecution of Quiet Title Actions
  • Defense in Housing Code (blight) Violations
  • Residential Mortgage-Related Defense Representation against Federal and State Regulation Violation Claims (e.g., TILA, RESPA, FDCPA, FCRA) and Common Law Claims
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Commercial Loan Financing

For your Commercial and Small Business Bankruptcy Matters and Commercial and Small Business Litigation Matters

Commercial and Small Business Bankruptcy Matters:

  • Representation of financial institutions in the collection of secured and unsecured loans extended to businesses in workouts or Chapter 7 and 11 bankruptcy cases throughout the State of Michigan.
  • Representing clients in the collection of floor plan financing, capital loan, and mortgage loans in workouts or Chapter 7 and 11 bankruptcy cases of automobile dealers and guarantors.
  • Representation of manufacturers in workouts or Chapter 11 bankruptcy cases of suppliers, including the drafting of access and accommodation agreements.
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Consumer Bankruptcy Practice Group

Kilpatrick & Associates’ Consumer Bankruptcy Practice Group represents a variety of diverse clients in bankruptcy matters throughout the State of Michigan. Services include, but are not limited to:

  • Motions for Relief from the Automatic Stay
  • Reaffirmation Agreements
  • Redemption
  • Lease Assumptions Agreements
  • Adversary Proceedings
  • Plan Review
  • Objections to Confirmation
  • Proof of Claims
  • Assisting Clients with the Development and Implementation of Internal Bankruptcy Practices and Procedures
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