Residential Mortgage Financing / Real Estate

Kilpatrick & Associates handles all facets of mortgage default servicing, including:

Bankruptcy

  • Chapter 7: Reaffirmation agreements and motions for relief from the automatic stay
  • Chapter 13: Plan review, objections, confirmations, motions for relief from the automatic stay

Loss Mitigation/Default Servicing

  • Judicial Foreclosures
  • Non-Judicial Foreclosures/Foreclosures by Advertisement
  • Alternatives to Foreclosure: Loan Modifications, Short Sales, Deed-in-Lieu of Foreclosure
  • Eviction
  • Prosecution of Quiet Title Actions
  • Defense in Housing Code (blight) Violations
  • Residential Mortgage-Related Defense Representation against Federal and State Regulation Violation Claims (e.g., TILA, RESPA, FDCPA, FCRA) and Common Law Claims

REO

  • Title Workouts
  • Closings/span>

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